Mortgage vs Investment

When your portfolio can pay off your mortgage – and how much you save in interest

Mortgage
CZK
% p.a.
years
Investment portfolio
CZK/mo.
% p.a.
Monthly payment
Break-even point
Net savings
Total interest (no strategy)

Analysis result

Fill in the parameters above to see the result.

The calculator assumes a constant interest rate, regular monthly investment, and compounded portfolio returns. Actual results may vary depending on market performance and interest rate changes.

Combining a mortgage with investing only pays off with the right setup. I'll help you build a plan tailored to your cash flow, taxes and long-term goals.